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Car Accident Lawyer Ontario
While over 16,000 car accidents happen every day, no one ever expects an auto accident to happen to them. At MVP Accident Attorneys, we focus on the effect the accident has on the accident victim just as much as the person responsible for the collision. The injuries sustained in an accident are personal to each client and we treat them that way. An auto accident is a traumatic event that can happen instantaneously and unexpectedly. What follows after an accident involves weeks, months, or even years of recovery from severe injuries sustained in the accident. A car accident lawyer in Ontario can help you deal with the challenges involved in a complex auto accident claim.
Do I Need to Hire an Auto Accident Lawyer Ontario?
The financial stress from lost wages, medical expenses, and lost income after a severe car accident can be overwhelming. An attorney can help accident victims seek and obtain compensation for their injuries and other damages.
The Auto Accident Claims Process
Often, a car accident victim is uncertain about how to proceed with filing a claim or a lawsuit. Pursuing a personal injury claim without the help of an attorney can result in a low settlement that is not nearly enough to cover the cost of medical treatment and other losses. An insurance company is not concerned with the extent of your injuries. The goal of an insurance company is to settle your claim as soon as possible for as little as possible.
You need an Ontario car accident lawyer who knows how to negotiate on your behalf, one who will fight for your right to compensation.
The claim process will begin by collecting any accident-related documents.
This can include:
- Rehabilitation, hospital, emergency room bills, and treatment overviews
- Information regarding any wages lost from work
- All post-accident care necessary to help aid in your recovery
An attorney will use this information to begin piecing together a claim summary. Despite the importance of all these details, an attorney knows they don't even begin to speak to the amount of stress, and pain, and suffering that you and your family have endured during this challenging time.
The cost of an accident is more than just facts and figures. The aftermath of a car accident can be stressful and challenging and can impact every aspect of your life. Speaking with a lawyer at MVP Accident Attorneys can ensure that you receive compensation that can cover the cost of damages and losses sustained due to the accident.
California Statute of Limitations
The California statute of limitations deadline is two years from the time of the accident when you file a personal injury lawsuit. The statute of limitations for property damage is three years. If you file the incorrect documents or you fail to provide all of the necessary documents for a claim and you miss the filing deadline, you will be unable to pursue compensation for your case.
How Our California Auto Accident Lawyers Can Help
The car accident lawyers at MVP Accident Attorneys have the resources, experience, and skills to fight for full and fair compensation. Our firm has built a reputation among insurance companies, judges, and defense attorneys as committed and hardworking advocates. We will fight tooth and nail for our injured clients and their families.
What are the Benefits of Hiring a Personal Injury Attorney?
Whether or not you hire an attorney after an auto accident is your decision. Bringing in a legal expert to help you with your claim comes with many benefits.
To begin with, it evens the playing field. When you're speaking with or negotiating with an insurance adjuster, you're dealing with someone whose interest is in convincing you to walk away with a low settlement. Many insurance adjusters will pretend to be on your side. However, an insurance company is a for-profit corporation. These companies don't make money when they pay money out and they don't reward their employees who offer big payouts to accident victims.
The auto accident lawyers at MVP Accident Attorneys are well versed in California laws and have years of experience negotiating with even the toughest insurance adjuster. We have helped numerous auto accident victims in California and our goal is to get you the maximum compensation for your injuries.
Working with a Car Accident Lawyer
Our auto accident attorneys can help with every aspect of a claim.
- Walking you through the legal process
- Listening to all of your concerns
- Keeping you in the loop and always updated on the progress of your case
- Working with an accident reconstruction expert who can determine the cause of the accident
- Gathering important evidence needed to build a solid case
- Working closely with physicians and specialists to determine the extent of your injuries
- Calculating future medical treatment costs that are directly related to your accident
- Taking on insurance companies and negotiating compensation that will cover all of your expenses
Investigating Your Auto Accident in Ontario, CA
Keep in mind, insurance companies are businesses, and businesses are driven by profit. An insurance company is interested in protecting its profits, which means they want to pay as little as possible. Any investigation that an insurance company conducts will be biased against you. Because of this, we never rely on an insurance company's investigation. We will do our own.
An Ontario car accident attorney will work with:
- Other medical experts
- Independent investigators
- Accident reconstruction experts
We will follow the facts wherever they may lead. If the auto accident involved a driver that was operating a company vehicle, we will also conduct a thorough investigation of the driver and their employer. Every piece of information we obtain is essential for building a solid case.
Types of Compensation in an Auto Accident Claim
The types of compensation you may be entitled to after an auto accident include:
Loss of Quality of Life
You may be compensated for the loss of quality of life if you are no longer able to participate in the activities you once enjoyed before the accident. For example, you may no longer be able to play basketball or other sports because you have a permanent disability and can no longer stand, walk, or run.
A settlement can cover past medical expenses that are directly related to your accident. These expenses can include doctor's visits, hospitalization, rehabilitation, prescription medication, and medical equipment.
Future Medical Treatment
If you were severely injured in the accident, you may have ongoing medical costs. You may even suffer from the injuries sustained in the accident for the rest of your life. It can be difficult to calculate future medical expenses that are directly related to a car accident, with so many unknowns in your recovery.
Higher Medical Treatment Costs
The cost of medical treatment could, and probably will increase over time. Your condition may get worse, requiring more frequent or different medical treatments. Your future medical costs are an area where an insurance company is unlikely to offer you the compensation you deserve. Because of this, you may want to speak with a knowledgeable and experienced auto accident attorney. A lawyer can use information from your doctors and other medical experts to calculate the fair compensation needed for future medical treatment.
Once you have signed a settlement agreement with an insurance company, you will be unable to reopen your claim, even if you develop health problems years down the line.
If you are in a serious auto accident, you will most likely lose several days, weeks, or even months from work. You may not be compensated for those days, or you may be forced to use vacation days or sick days. When you file a claim, your settlement can include compensation for the time you've missed at work.
Loss of Earning Capacity
A serious car accident can leave you with medical problems and can make it difficult, if not impossible, to perform certain jobs. If this occurs, you can collect damages for loss of earning capacity. These damages are not designed to compensate you for specific lost wages. Instead, these damages will cover the loss of capacity to earn.
Pain and Suffering
If the injuries that you sustained in the accident cause you long-lasting, unbearable pain, you can be compensated.
You can sue for property damage for your vehicle and any other property that was inside the vehicle at the time of the accident.
Dealing with an Insurance Company After an Auto Accident
Never be lulled into believing that an insurance company is on your side. While an insurance company may seem friendly, they will do everything in their power to reduce the amount of money they have to pay you. To an insurance adjuster how much they pay is a business decision and they don't make money when they pay people. If someone from an insurance company calls you and asks you to make a recorded statement after an accident, be very careful.
Typically, an insurance company will record what you say in the hope that they can use it against you later as evidence. Never agree to give a recorded statement to an insurance adjuster.
How Speaking with an Insurance Adjuster Can Harm Your Claim
- If you agree to make a statement, the insurance adjuster who interviews you will rush through the interview and will ask leading questions. A statement you make may be taken out of context or you may inadvertently say something that can harm your claim.
- If you speak with an insurance adjuster within one to two days after your accident, you may not even be aware of the extent of your injuries. In some cases, symptoms will not appear for several days or weeks after an accident.
- Never tell an insurance adjuster that you believe your injuries to be minor since there is the possibility that a more serious injury has occurred.
- If possible, avoid speaking to an insurance adjuster until you have spoken to a lawyer. You’re not under any obligation to provide a recorded statement.
Contact the MVP Accident Attorneys Today!
If you have been injured in a car accident in CA, contact an Ontario car accident lawyer at MVP Accident Attorneys as soon as possible. We can schedule a consultation to discuss your case and go over your legal options. After an auto accident, it's important to begin an investigation as soon as possible to obtain crucial evidence that can prove your claim. Call our office today to set up a consultation and find out how our team of legal experts can help you win the compensation you deserve.