Ridesharing company

Are Ridesharing companies Held Liable for Damages After a Traffic collision?

If the rideshare driver was negligent and caused an auto accident, the party held liable for your damages will depend on whether the driver was transporting a passenger at the time of the crash, whether they were on their way to pick up a passenger, or if they were off duty.

Accidents While En Route to Pick Up a Passenger

When a rideshare driver is using the app on their way to pick up a passenger and gets involved in an accident, the driver's personal auto insurance usually applies. However, many personal auto insurance policies have exclusions for accidents that occur while the vehicle is being used for commercial purposes. To bridge this gap, rideshare companies typically offer contingent liability coverage to their drivers. This coverage only applies if the driver's personal insurance denies the claim. It's important for drivers to review their insurance policies and understand the terms and limitations.

Accidents With a Passenger in the Rideshare Vehicle

If an accident occurs while there is a passenger in the rideshare vehicle, the rideshare company's insurance coverage usually comes into play. Companies like Uber and Lyft provide substantial liability coverage for their drivers during this phase of the trip. This coverage is designed to protect both the driver and the passenger in case of injuries or property damage resulting from the accident.

How Does an Attorney Pursue Compensation Based on Rideshare Insurance law?

Rideshare insurance laws vary by state and jurisdiction. Some states have specific legislation that mandates certain insurance coverage for rideshare drivers. If you decide to handle the claim on your own, it can quickly become overwhelming.

An experienced rideshare accident lawyer at MVP Accident Attorneys is familiar with rideshare insurance laws and can investigate the accident, gather evidence, and build a strong case that will hold the negligent party liable for damages.

During this process, they will guide you, every step of the way, help you file the appropriate paperwork, and handle all communication with the insurance company. We understand how complex this type of accident can be and know how to investigate the collision to hold the negligent rideshare company responsible for your losses.e harm you have suffered.

Contact Us Today!

If you have been involved in a rideshare accident, contact a rideshare accident lawyer at MVP Accident Attorneys. We offer free, no-obligation consultations to discuss the details of your case and provide you with the reliable, experienced legal guidance you need during this difficult time. Contact us today to learn more.