How do I handle the situation if the drunk driver was uninsured or underinsured?

If the drunk driver who caused the automobile accident was uninsured or underinsured, handling the situation can be challenging. However, there are steps you can take to protect your rights and seek compensation for your injuries and damages.

How Can I Protect My Rights After a Collision With An Uninsured Driver?

Collect as much information as possible about the accident, the drunk driver, and any witnesses. Obtain the driver's contact information, license plate number, and details of the accident scene. Take photos of the accident scene and any visible injuries or property damage.

• Report the accident to the police, even if the other driver is uninsured or underinsured. A police report can be essential for documenting the incident and establishing liability.
• Inform your own auto insurance company about the accident as soon as possible. Even if the other driver is at fault and uninsured, you may be able to rely on your own insurance policy for coverage, such as uninsured motorist (UM) or underinsured motorist (UIM) coverage.
• Check your auto insurance policy to determine if you have uninsured/underinsured motorist coverage. This coverage can help protect you in situations where the at-fault driver lacks insurance or has inadequate coverage.

Can a Lawyer Help Me Recover Compensation After a Collision With An Uninsured Driver?

Given the complexities of dealing with uninsured or underinsured drivers, it's advisable to consult with a personal injury attorney. An experienced attorney can assess your case, review your insurance coverage, and help you understand your options for seeking compensation.

If you have uninsured/underinsured motorist coverage, you may need to file a claim with your own insurance company. Be prepared to provide them with all relevant information and evidence to support your claim.

A drunk driving accident lawyer can negotiate with your insurance company to ensure you receive a fair settlement that adequately compensates you for your injuries and damages. If your insurance company is uncooperative or denies your claim, you may need to consider filing a lawsuit against the uninsured or underinsured driver directly. However, keep in mind that if the driver lacks insurance, they may not have sufficient assets to cover your damages.

Contact Us Today

If you've been injured in a car accident, don't settle for less than you deserve. Schedule a free consultation with a drunk driving accident lawyer at MVP Accident Attorneys to discuss your case and explore your legal options. Our dedicated team will fight tirelessly to protect your rights and ensure you obtain the compensation you deserve for all accident-related damages. Contact us today to learn more.